Are you curious to know what it’s like to live in New York? Where should you live? How’s the food? What do people do for fun? This guide is for you.
From the cost of living to top neighborhoods, local lingo, the best pizza joints and insider tips, we’re here to provide a seamless move and help you feel at home in the Empire State.
So, buckle up, open your mind and let’s dive in.
Living in New York State: What You Need to Know
Cost of Living
New York has a high cost of living, especially in the city. Rent and utilities will likely be your biggest expense. Outside of New York City, costs are more reasonable but still above average. Make sure your salary can cover essentials.
Finding a Place to Live
Housing options vary across the state. In New York City proper, apartments and condos are common but expensive. Upstate, you’ll find more houses. Start searching online for places in your price range and schedule tours. Have paperwork ready to apply right away since the market is competitive.
Getting Around
Public transit reigns in New York City, so get an unlimited MetroCard. Upstate, you’ll want a car. If moving to NYC, sell your vehicle to avoid insurance/parking fees. For other areas, prepare for snow — all-wheel drive is wise!
Lifestyle Changes
In New York City, life moves fast; upstate living is more relaxed. If you experience culture shock adjusting to its different norms and pace, connecting with locals helps. Because each area has unique activities, cuisine and recreational opportunities, open your mind, dive in and try it all.
Truly, there are opportunities galore in this state, so get out there and experience all it has to offer.
Top Things to Do for Fun in New York State
Living in the Empire State means you’re never short of entertaining activities. Here are some of the top things to do for fun in New York:
Explore the Great Outdoors
New York has it all, from the rugged Adirondack Mountains to the Finger Lakes wine country. Go hiking in the Catskills, see breathtaking waterfalls like Niagara Falls or enjoy a beach day on the shores of Lake George. With endless natural beauty, the great outdoors is calling your name.
Experience the City That Never Sleeps
Take a bite out of the Big Apple in New York City. Check out iconic landmarks like the Statue of Liberty, Empire State Building and Central Park. Catch a Broadway show on the Great White Way, shop in SoHo and eat your way through restaurants in Little Italy and Chinatown.
Learn Something New
Expand your mind at one of the many world-class museums in New York, like the Metropolitan Museum of Art or Museum of Modern Art. You could also visit historic sites like Ellis Island and the 9/11 Memorial Museum. For science buffs, the American Museum of Natural History and Liberty Science Center are popular spots.
Whether you want to enjoy the scenic natural surroundings, soak in the vibrant culture of New York City or expand your knowledge, the Empire State offers an array of entertaining activities for locals and visitors alike. The fun never ends in New York!
Common Questions About Living in New York State FAQs
New York state has a lot to offer, but moving to a new place always raises questions. Here are some of the most often asked questions about living in New York.
Do I Need a Car?
Depending on where in New York you live, you may be able to get by without a car. In larger cities like New York City, Rochester and Albany, public transit and ride-sharing options are plentiful. However, much of the state has limited public transit, so you’ll likely need a vehicle if living outside of a major metro area. If you do have a car, be prepared for higher costs — New York ranks among the most expensive states for car insurance and gas.
How Are the Schools?
New York has some of the top-ranked public schools in the U.S., especially in suburban areas outside New York City. However, quality can vary significantly by district. Do your research on school ratings and consider private schools, especially for high school education. The state university system also offers high-quality, affordable higher education options across New York.
What’s the Weather Like?
New York has a humid continental climate with hot summers and cold, snowy winters. Summer highs average in the mid 70s F, while winter lows can drop below freezing. The state gets heavy lake-effect snow, especially in Western and Central New York. Be prepared for highly variable weather, depending on where you’re located. Fall can also be short, so enjoy the autumn colors while you can.
What Taxes Do Residents Pay?
New York state has a progressive income tax system with rates ranging from 4% to 8.82%(*). Residents also pay a statewide sales tax of 4%, with additional local taxes bringing the total to over 8% in some areas. Property taxes vary significantly but tend to be higher than average, especially in downstate suburbs. Estate and inheritance taxes are also higher than in most other states. While taxes are a downside, they do fund New York’s high-quality schools, healthcare and other public services.
If you’re considering making a move to New York state, let Mayflower help you relocate from anywhere in the country.
Working with America’s most trusted moving company, Mayflower, can take the hassle out of cross-country moves to New York. Our customized, full-service moving packages cover all your moving needs, including storage, packing, unpacking, car shipping, debris removal and more.
Want to learn more about New York state and other cities in the state before making a move? Check out our Guide to Moving to New York, as well as our moving tips and tricks for a seamless transition. Already moved and in the process of settling in? Our blog is filled with ideas to help make your new house a home.
(*) We are not tax experts and are not offering tax advice, other than you should consider obtaining additional information and advice from your legal and/or financial advisers who are fully aware of your individual circumstances.
